Our daily roundup of retirement news your clients may be thinking about.

Keep your retirement accounts safe from cyberattacks

People can protect their retirement assets from cyberattacks or identity theft by asking their potential financial advisers the questions frequently asked by the Securities and Exchange Commission, according to MarketWatch. Other measures to protect retirement accounts include using strong passwords and avoiding the use of unsecured Wi-Fi when accessing accounts. –MarketWatch

Laid off at 60? How to plan for an unplanned retirement

It's hard for pre-retirees to set an age well past the usual retirement age for their actual target date to retire, as health and financial issues may present challenges in reaching that goal, according to Forbes. However, actual retirement ages are earlier, as almost half of workers in the U.S. are retiring earlier, according to a survey by the Employee Benefit Research Institute. Pre-retirees should be able to assess their benefits, handle a "triage" of their finances, and cut down on spending in preparation for this stage. –Forbes

Before getting out of debt, we started to save for retirement

Taking advantage of a company’s 401(k) match before getting paying off outstanding debts could mean greater retirement savings, according to Daily Finance. Contributions to 401(k) plans are subjected to compound growth, meaning the longer clients made their contributions, the bigger their retirement benefits. –Daily Finance   

Boomer? Retiring soon? Here’s how to get ready

Restricting one’s budget equal to the guaranteed sources of retirement income for six months or more could help pre-retirees prepare for their retirement, according to Yahoo Finance. The nearly retired can generate more money for their retirement by taking greater investment risk or by reducing withdrawal rate and expenses. New retirees could consider investing their 24 to 36 months of expenses in high-quality short-term bonds, money market funds and certificates of deposit, an expert said. –Yahoo Finance

4 Reasons Retirement Saving Strategies Fail

Overestimating future returns is among common reasons why a retirement saver's strategy fails, according to Motley Fool. Other common reasons are not prioritizing retirement, allowing emotions to take over when making financial decisions and downplaying inflation's effect. –Motley Fool

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